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First National Bank of Omaha American Express® Card
- Earn 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases†
- 0% intro APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened
- KEEP SAVING after the intro rates expire with a variable APR between 13.99% and 19.99% depending on how you meet our credit criteria based on the Prime Rate
- No Annual Fee*
Credit Card Benefits‡
- Travel Privileges††
Enjoy competitive rates, savings or amenities with leading hotel, airline, cruise line and car rental partners around the world.
- Auto Rental Insurance
Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.
- Travel Accident Insurance
Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.
- Purchase Protection
Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.
- Extended Warranty
Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.
In order to keep these rates, you must make payments when due and not have any payments dishonored for any reason. Introductory rates do not apply to cash advances.
Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.
* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.
† See the Rewards Terms and Conditions in the Summary of Credit Terms for details. Cash back accumulates as a percentage for each $1 in qualifying purchases and is redeemable in $25 increments.
†† Travel Privileges brought to you by American Express with offers from participating American Express merchants. Travel Privileges program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Upon cardmembership, you will have access to complete program details.
‡ Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
This card is issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha.